Why do these things happen III

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I guess my main problem is that in my heart, I actually feel that she does want it to work. If so, I wonder why she isn't actually saying anything. I realize money is not a reason to stay together or leave, but what she is doing right now is driving us closer to bankruptcy everyday. If I am right that she does want it to work, even if we do not get back together for awhile, at least some communications on how to move forward without us living out of our cars.