I am always late paying my car insurance (for the last few months anyway) and actually needed to make a payment next week or be canceled. Obviously, I have allowed for this and planned to make the payment when I get paid on the 15th. I'd still be a month down, but I'd buy myself a couple more weeks...such is juggling nowadays.
Well, a bill came in the mail yesterday, which I just now opened, and I expected it would show 2 months as being due as usual. Now we're talking over $160. But I opened the bill and the entire thing has been restructured, my policy was "renewed" on May 24th (which always happens in March and it DID OCCUR IN MARCH and I HAVE THE NEW POLICY TO PROVE IT) and they credited me over $140, threw in a few fees and my balance due is $31.30 and I'M NOT LATE - IT'S DUE JUNE 18th!