Having sought out an attorney myself I can answer a few of the questions about retirement.

Yes he is entitled to half your savings but also that portion of the debt that happened in marriage based on his salary which is based not on the fact that he is working but what his potential salary is if he were. The example given to me is if he was a brain surgeon working at a 7-11 his potential salary is that of a brain surgeon not a 7-11 employee.

Social Security - He will get more because of your earnings and the fact that he is married for over 10 hears but it will not effect how much you get.

Retirement - He is entitled to a portion of your retirement earnings while you are married except for money that was gifted to you that you put in a retirement account. This actually goes to all gifts to you yourself not both of you.

At least in my state.