I may be a bit confused here but if your husband was texting ok to the Divorce then why would he bother to contact the bank to find out if you need a lawyer? or even see what options there are because if you want a divorce then there would be no ther options.
Nicky
Me 34 H 33 D3 together 10 years married 2 years Bomb 22/8/06 (I feel empty) OW involved