Hey all. I'm one of the regulars over at Surviving. Some of you may recognize me, some may not. I had an urge to be helpful to newcomers today, so I started a thread over there for those of us who've been there and done that to go ahead and wear the t shirts and get the messages out from our experience in one place. If you get time, please stop on over and add your own wisdom.

What newcomers never believe, but have to hear . . .