Just don't rush into any decisions. Obviously, I can't tell you what to do here. It has to come from within.
M 43 X 38 T 13 W moves out of home 11/2010 Roller coaster from hell 2/2011-5/2012 I request divorce 5/2012 W moves home 6/2012 Good time 7/2012 - 1/2015 I leave 3/2016 process of divorce
Yeah, take your time mate. If in doubt, do nothing for now. The answer will come to you. Mind you, I think you should protect your finances. I don't think it should be up to you to pay for her credit cards at this point, and as you said, if you are paying the full mortgage, you might as well live in the house.
Freshman Class of 2012
M-49 W-42 1D-10 T 10 YEARS M 9 YEARS EA/MLC 07/2010 Separation 28/05/2012 PA confirmed 31/07/12 W Asked for D 31/07/12 D on and off the table since then